Meet the Team
Meet the Team
At our firm, we have the client—and only the client—in mind.
Our reasons for becoming financial coaches are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial goals. We feel a commitment to our community.

Over the years, we have found that a team approach can be an effective method to help clients who have a wide variety of needs as they maneuver through a complex financial-services world. We invite you to discover and experience the power of our services. We believe it has far-reaching benefits for our clients to get opinions from several sources with diverse backgrounds, education, and experience.
No one strategy fits everyone, which is why every client gets our undivided attention—from planning to execution to follow-up. We take a proactive approach to helping you develop a strategy to address your financial goals and objectives, using the most efficient methods available.
Chris Malouf
Managing Director - LPL Investment Advisor Representative CPFA
719-309-1319
Chris Malouf is the founder and Managing Director of XCountry Financial, a boutique financial advisory firm focused on the market sector of personal finance. With over 25 years of experience in corporate finance and accounting, Chris...
Heather Malouf
Office Manager
719-309-1319
Heather Malouf is the Office Manager at XCountry Financial. After graduating from Nebraska Kaplan University, she served as a medical professional for over 10 years. Her gift of helping others inspired her to further assist people with...
Kelcey Pettit
LPL Investment Advisor Representative
Kelcey Pettit is an LPL - Investment Advisor Rep with XCountry Financial, a boutique wealth management firm focused on serving Middle America. Kelcey is a proud veteran who served in the Nebraska Army National Guard for 9 years. Kelcey...

It's a team effort.
Whether you are investing to build wealth, protect your family, or preserve your assets, our personalized service focuses your needs, wants, and long-term goals.
Our team of professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you.