GUARD AND GROW
You're past half time. As you move closer to funding your financial goal, the focus shifts to preserving the wealth you've built while maintaining a growth mindset.
Because large losses can put your financial goals in jeopardy, we help you preserve your wealth from catastrophic market events while still pursuing the upside growth you need to realize those goals.
In the GUARD Stage we want to avoid 3 key and common pitfalls:
1) Catastrophic Losses and Drawdown Risk. For investors nearing retirement, preserving wealth during market corrections of 25% or more should be high priority.
2) Lack of Growth. Traditional asset allocations tend to favor bonds as investors near or enter retirement. But real interest rates are at or below zero and expected to stay there.
3) Emotions. Fear and overconfidence can cause investors to make decisions that put their financial goals in jeopardy.
At XCountry Financial, we put a disciplined investment strategy in place that helps you override your emotions and stay the course in up or down markets.
The Game is getting serious.
Once you reach the GUARD Stage, your portfolio is more complex-above and beyond contributing to a personal IRA and/or an employer sponsored retirement plan. We need to make sure you have the right players on the field to preserve what you've accumulated.
Depending on your individual goals, size and complexity of your financial situation-this involves one and/or all of the listed investment vehicles, It's not a one size fits all game plan.
The players can include:
-Individual securities (Stocks/Bonds/Alternative Investments)
-Traditional Mutual Funds and/or ETF's
-Managed Accounts-Institutional fund managers
-Annuities
Retirement Income and the Traditional Portfolio
A Fruitful Retirement: Social Security Benefit
