Broker Check

Guard Strategies-Protect and Grow Assets



You're past half time. As you move closer to funding your financial goal, the focus shifts to preserving the wealth you've built while maintaining a growth mindset.

Because large losses can put your financial goals in jeopardy, we help you preserve your wealth from catastrophic market events while still pursuing the upside growth you need to realize those goals.

In the GUARD Stage we want to avoid 3 key and common pitfalls:

1) Catastrophic Losses and Drawdown Risk. For investors nearing retirement, preserving wealth during market corrections of 25% or more should be high priority.

2) Lack of Growth. Traditional asset allocations tend to favor bonds as investors near or enter retirement. But real interest rates are at or below zero and expected to stay there.

3) Emotions. Fear and overconfidence can cause investors to make decisions that put their financial goals in jeopardy.

At XCountry Financial, we put a disciplined investment strategy in place that helps you override your emotions and stay the course in up or down markets.

The Game is getting serious.

The Game is getting serious.

Once you reach the GUARD Stage, your portfolio is more complex-above and beyond contributing to a personal IRA and/or an employer sponsored retirement plan.  We need to make sure you have the right players on the field to preserve what you've accumulated.  

Depending on your individual goals, size and complexity of your financial situation-this involves one and/or all of the listed investment vehicles,  It's not a one size fits all game plan.  

The players can include:

-Individual securities (Stocks/Bonds/Alternative Investments)

-Traditional Mutual Funds and/or ETF's

-Managed Accounts-Institutional fund managers


XCountry Financial GWP-Guard Stage

XCountry Financial GWP-Guard Stage

One of our star specialty players is XCountry Financial GWP-Guard Stage digital investment platform.  By including GWP in our strategy we gain:

Tax-efficient investing: Through advanced asset analysis, we’ll allocate your assets in a tax-efficient manner and evaluate the tax impact of each trade before it goes through.

Consistent monitoring: Your portfolio is monitored daily, keeping it on track as markets move and rebalancing it as needed.

Tax-loss harvesting: If an investment experiences a loss, we may sell it to offset taxable gains in your portfolio. The investments sold are replaced by similar investments to maintain your asset allocation, so you get tax benefits while keeping a properly diversified portfolio.

Low cost relative to other managed account options.  This keeps the cost of your overall portfolio in check.   

Get a personalized proposal to see if XCountry Financial GWP-Guard Stage is right for you as part of your overall strategy. 

Get a Personalized Proposal for GWP-Guard Stage
<p>Retirement Income and the Traditional Portfolio</p>

Retirement Income and the Traditional Portfolio

Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets.
Learn More
<p>A Fruitful Retirement: Social Security Benefit</p>

A Fruitful Retirement: Social Security Benefit

Taking your Social Security benefits at the right time may help maximize your benefit.
Learn More
<p>The Investment Risk No One&#8217;s Ever Heard Of</p>

The Investment Risk No One’s Ever Heard Of

You face a risk for which the market does not compensate you, that can not be easily reduced through diversification.
Learn More
<p>What Is an Annuity?</p>

What Is an Annuity?

Annuities are versatile tools that can help you save for retirement and generate income in retirement.
Learn More

Have questions on your investment strategy?  Need some guidance on bringing everything into focus for your retirement?  We're happy to educate and help!

Thank you!

Retirement Is Right Around the Corner

In this ebook, we share some retirement considerations as you round the corner toward this exciting milestone.

Thank you! Oops!